Private Lending for Real Estate: A Win-Win for Fix-and-Flip Borrowers & Investors

At Fibonaii Group Inc. (FIG Investment Solutions), we understand that private lending isn’t just about financing—it’s about creating opportunities for both real estate investors seeking quick capital and mortgage investors looking for stable, asset-backed returns. Whether you’re a fix-and-flip borrower or a passive income investor, private lending offers unique advantages that traditional financing can’t match.

For Fix-and-Flip Borrowers: Speed, Flexibility, and Profit Potential

1. Faster Funding for Time-Sensitive Deals

• Banks take weeks (or months) to approve loans—private lenders like FIG can fund in days.
• Secure off-market deals or auction properties before competitors.

2. No Strict Credit Requirements

• Approval is based on property value and project viability, not just credit scores.
• Ideal for self-employed investors or those with past credit challenges.

3. Short-Term Loans Aligned with Your Strategy

• Typical terms: 6–12 months, matching the fix-and-flip timeline.
• Exit strategies: Refinance with a bank after renovation or sell for profit.

4. Custom Loan Structures

• Interest-only payments during renovation to improve cash flow.
• Flexible LTV ratios (up to 75% of ARV—after-repair value).

✅ FIBONAII GROUP Insight: Private lending lets you scale your flipping business without waiting on traditional financing.

For Investors: Secure, High-Yield Returns Backed by Real Estate

1. Asset-Backed Security

• Loans are secured by physical property, reducing risk compared to stocks or bonds.
• If a borrower defaults, the lender can foreclose and recover funds.

2. Predictable Passive Income

• Earn 9–14% annual returns (or higher) through interest payments.
• Short-term loans mean faster capital recycling for reinvestment.

3. Diversification Beyond Stocks

• Real estate lending is less volatile than equities.
• Spread risk across multiple loans (different locations/property types).

4. Professional Underwriting = Lower Risk

• FIG Investment Solutions ensures:
  • Strong loan-to-value (LTV) ratios (typically 65–75%).
  • Vetted borrower experience and realistic exit plans.

✅ Investor Advantage: Private mortgages offer higher yields than savings accounts or bonds with tangible collateral.

The FIG Advantage: Bridging Borrowers & Investors

At Fibonaii Group Inc., we connect:

• Fix-and-flip borrowers with quick, flexible capital.
• Passive investors with curated, high-return mortgage opportunities.

Our private lending solutions are designed for speed, security, and mutual success.

Looking to fund your next flip? Or invest in secured real estate debt?
📞 Contact FIG Investment Solutions today! at info@fibonaiigroup.ca or visit us at https://fibonaiigroup.ca

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