Our Mortgage Administration Services Invest with Confidence at Fibonaii Group
Trusted Mortgage Investment Management
Fibonaii Group manages and services all the investments, offering an additional layer of protection for your investments throughout the entire process. We collaborate closely with our underwriters, legal experts, and other team members to ensure your mortgage investments are efficiently and proactively managed.
Our thorough and detailed due diligence process guarantees that we fully evaluate the risks and potential returns of each mortgage asset. We only present investment opportunities that meet these rigorous criteria.
OUR PROCESS
1. Mortgage Placement
✓ Fibonaii Group has successfully originated over $30 million in mortgages to date. Our seasoned underwriters and fulfillment team meticulously evaluate each deal, ensuring a thorough analysis and comprehensive assessment.
✓ This diligent process results in a precise understanding of the associated risks, allowing us to make informed decisions that maximize benefits for our investors.
✓ We prioritize transparency and risk management, ensuring that every investment opportunity is carefully vetted and aligns with our high standards for safety and return potential.
✓ This disciplined approach fosters long-term value and trust for our investors.
2. Mortgage Closing
✓ Once we are ready to close on the mortgage, we will notify you of fund transfer to a lawyer’s trust account and provide you a Reporting Package within 2 weeks.
✓ This package includes registration documents, legal paperwork, and other relevant mortgage documentation.
✓ Our team ensures all post-closing activities are managed seamlessly, handling everything from document filing to ongoing servicing of the mortgage.
✓ We maintain clear communication throughout the process, ensuring you stay informed at every step.
3. Performance Monitoring
✓ Performance Monitoring
We conduct continuous quality control reviews throughout the investment term, ensuring all regulatory and compliance documentation remains up-to-date.
✓ This thorough oversight guarantees that all necessary paperwork is managed, alleviating any burden from investors. As a result, investors receive consistent monthly payments without the need to manage mortgage documents.
✓ Our dedicated team handles all administrative tasks, allowing investors to focus on their returns while we ensure efficient operations and full compliance at every stage of investment.
4. Mortgage Renewals
✓ We evaluate the performance of each mortgage 30 days before maturity, collaborating with the borrower to understand their plans moving forward. This assessment process may involve conducting property evaluations, verifying that property taxes are fully paid, and ensuring insurance coverage is active before making a renewal decision.
✓ Additionally, we carefully review the overall market conditions, the borrower’s financial stability, and property’s current value to determine the most appropriate course of action.
✓ This comprehensive approach ensures that every renewal is made with the best interest of both the borrower and investor in mind.
5. Enforcement Procedures
✓ Our stringent qualification process is designed to reduce the likelihood of defaults and safeguard our mortgage assets against potential losses. However, if a borrower defaults on their mortgage, our team follows a structured default management process.
✓ If a default occurs, we proactively contact the borrower to facilitate a resolution, develop a tailored plan for moving forward, and, if needed, pursue legal action and property repossession.
✓ Our team is committed to minimizing disruptions to investors by ensuring that every step is taken to recover funds, including exploring alternative solutions and negotiating with the borrowers.
TESTIMONIALS
I was initially hesitant to invest with Fibonaii Group, but their transparency and professionalism won me over. I highly recommend them to others!
Zuber M.
Fibonaii Group made investing effortless. Their expert guidance and smooth operations provided me with great returns and peace of mind.
Christina Zhu
My experience with Fibonaii Group has been outstanding. Their personalized service, valuable insights, and efficient operations have exceeded my expectations. I’m thrilled with my investment results and look forward to continued success
Amandeep Gulati
Working with Fibonaii Group has been an exceptional experience. Their expert advice, seamless operations, and top-notch service have greatly enhanced my investment strategy. I'm confident in their continued support and success.
David Walter
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